How To Earn & Save Money Online
This site was created to highlight some free, quick and easy ways to both earn and save money online. There are no catches or gimmicks - simply take a look at the information below to see how you could benefit.
Since late 2021 the UK has been experiencing a 'cost of living crisis' - a fall in disposable income due to higher inflation, higher energy costs, higher costs of goods as economies reopen after the COVID pandemic, and higher taxes. This means households, especially those on lower incomes, have less free money to spend.
TOPCASHBACK
Our Top Pick
TopCashback is one of the most popular cashback sites. You can earn £100's a year from using cashback sites correctly for your normal shopping. Members earn on average £345 cashback a year.
Cashback sites work by giving you a cut of the money they earn from driving traffic to retailers. Learn more about how cashback sites work here.
You can sign up for free if you actively downgrade from the 30-day 'Plus' membership free trial. Plus membership costs £5 per year (taken from your earnings) and can result in higher payouts.
You'll probably find many of the places you already shop are listed on TopCashback as the site currently lists over 5000 retailers.
Payments are made via Bank Transfer, PayPal or via electronic Gift Cards. You can often receive an additional bonus if you choose a Gift Card as a payout method.
So sign up and start using Topcashback today! Just click the buttton below (this website uses the 'Tell-a-Friend' scheme and will receive a reward).
Some of the 5000+ retails currently on TopCashback
QUIDCO
Quidco is another of the most popular cashback sites with over 10M members currently in the UK and featuring over 4500 top brands.
Members earn an average of £300 per year.
Payments are made via Bank Transfer, PayPal or via electronic Gift Cards. You can often receive an additional bonus if you choose a Gift Card as a payout method.
Quidco also states that If you find a higher applicable cashback rate for your purchase on any other UK cashback site, Quidco will match it and we'll add a little extra on top.
Make sure to join and check both Quidco and TopCashback as each may have different cashback rates and exclusive deals with retailers.
TEEPUBLIC
Are you the creative type or a budding artist?
TeePublic enables you to sell your own original artwork on over 75 products including t-shirts, hoodies, mugs, badges, wall art and more.
Just create an account upload your artwork (hi-res transparent .png file) and get paid a monthly commission for every item you sell. For example, you currently receive $4 for a full-price classic t-shirt.
Easily share your work on social media for even more sales.
Payments are made monthly via PayPal or Payoneer.
How Do Cashback Sites Work?
Using cashback sites is free and easy.
When you click-through and make a purchase from one of the retailers featured on a cashback site the retailer pays the cashback site a commission for referring you to their website. This commission is then paid to you as 'cashback'.
All you have to do is log in or create a new account witha cashback site, find the retailer you want to shop with, click through to their site and shop as normal.
Once the cashback site has received their commision from the retailer this is passed onto you via your account.
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Create an account
Create a new account. Accounts for cashback sites are generally free.
TIP
Some may offer a 'premium' service where you may a small annual fee in order to receive annual benefits. -
Search
Search for the retailer you wish to purchase from on the site.
TIP
Always check you are getting the best deal from the retailer you have chosen before using your cashback account.TIP
Some cashback sites offer browser extensions that you can easily install on your web browser meaning you'll not forget to earn your rewards. -
Visit your chosen retailer
Follow the link on the cashback retailer's account to visit your chosen retailer.
Always read the cashback T&C's for the retailer as there may be restrictions on cashback.
Shop as normal on the retailer's website.
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Receive cashback
The value of your cashback will be recorded in the cashback account.
There will typically be a delay before cashback appears in your account, the retailer then needs to approve the cashback before it becomes payable.
Once your cashback becomes payable it can be withdrawn.
TIP
Often cashback can be paid out as retailer e-gift cards for an additional benefit.
FAQs
Should I sign-up for more than one cashback site?
Absolutely. Some cashback sites may offer exclusive discounts so it is always worth creating an account with both TopCashback and Quidco to see if a discount is available for your chosen retailer. Cashback rates may also vary so it is always best to see which site may offer the best rate.
Can I get free cashback?
Some companies may offer free cashback simply for creating a new account e.g Experian and other credit rating agencies currently offer free cashback for users creating new accounts.
Should I store up my cashback before making a withdrawal?
This is probably not a good idea. If a cashback site were to cease trading you may lose your cashback.
What happens if my cashback does not show in my account?
You should contact the customer service team for the relevant cashback site. Some common reasons you may not receive cashback could include:
Cashback for the retailer may have restrictions e.g. not apply to certain products, categories or sale items (you should always check any T&Cs for a retailer).
Cashback may only be available to new customers or there may be a special rate for new customers.
You have used an additional offer or discount code.
You have returned part of your order.
Cashback sites need to be able to track your visit to the retailer's site so if you are blocking their tracking cookies e.g. by using anti-spyware or ant-virus software or using a private network your purchase may not be tracked.
Why can't I withdraw my cashback?
You should contact the customer service team for the relevant cashback site. Some common reasons you may not be able to withdraw cashback include:
There may be a limit on the minimum amount of cashback that need to be earned before it can be withdrawn.
If you have a 'premium' casback account a yearly fee may be charged which will be deducted from your cashback.
Some retailers may only offer certain types of cashback e.g. air miles.
When do TeePublic pay artists
TeePublic pay all designers through monthly PayPal or Payoneer transfers. Earnings are paid out on the 15th of every month for all sales made during the previous calendar month. For example, money made during January will be paid out on February 15th.
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